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I bought a house. This is my advice.

18/02/2025

I'm not about to become a financial advisor. In fact, anyone online who tells you specific things to invest in, or to avoid, should be treated with serious caution. It all depends on your financial situation - even ten quid can make a difference.

If you have long term goals, bitcoin is great. If you're saving to buy something in 6 months, it's risky. Eating out somewhere nice every fortnight is fine if you make 50K a year living in south wales. It's a terrible idea if you make 30K living in london. I could go on.

Rather than tell you specifics, I am going to give you tools and mentalities you can use to figure out the specifics yourself, because short of a actual financial advisor that you hire, or someone who knows you well and knows about this stuff, no one can really tell you what's right for you.

Landlords are a bit like the plague, and they should be avoided as such.